We have a new name — RIP Medical Debt is now Undue Medical Debt.

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Alabama Mississippi

Forgive Medical Debt in Alabama and Mississippi: A Campaign in Memory of Bessie Chandler and Robert Moss

Campaign Created By

AIM Plus Medical Supplies and Telemed4Me

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Who We Are

AIM Plus Medical Supplies and Telemed4Me are proud to launch a joint campaign focused on a critical issue—medical debt. As family-owned businesses committed to healthcare excellence, Telemed4Me (expected opening summer of 2024) will provide access to telemedicine and pharmacy services, while AIM Plus Medical Supplies specializes in Diabetic Supplies, Continuous Glucose Monitors, and Insulin Pumps. Together, we are united by a shared mission to serve our communities and make healthcare more accessible.

Inspired by the extraordinary legacies of Bessie Chandler and Robert Moss – siblings known for their boundless generosity and compassion – this campaign honors their spirit by continuing their work in a profound way.

Bessie Chandler, affectionately known as Mrs. Bessie, was a registered nurse (RN) who spent her life in service to God and to anyone she knew that needed help. She worked as a nurse for 45 years, serving at DCH hospital, a doctor’s office, home health agency, and Moundville Nursing Home. Mrs. Bessie also served on the mission field in Honduras, Nicaragua, and North Carolina. She and her husband Bob started two churches, worked in a bus ministry, and led the children’s ministries for multiple churches. Mrs. Bessie used everything God gave her to help others, encourage people, and comfort those in need. She made everyone feel important; and used the heart Jesus gave her to love and care for people. Mrs. Bessie fought a battle with breast cancer then went to see her Jesus. Her generosity and the impact of her extraordinary life still lives on in the many lives she touched.

Robert Moss moved to Natchez, MS at the age of 15 with his mother and three sisters. He was a life-long resident of Natchez until his death. Robert surrendered his life to Christ at the age of 19 and took responsibility for taking his sisters to church as well. It was Natchez where he met his wife and raised his three children in a Godly, loving home. He served in the church as an usher, RA’s leader, and in numerous other volunteer positions. Robert gave of himself wherever he was needed in the church and community. Robert worked for Britton and Koontz Bank and later Natchez Equipment Company as a bookkeeper for 40 years. He served his country in the Army National Guard for eight years and the Natchez American Legion Post 4 as adjutant and commander. Robert was knowledgeable of local history and could relate historical facts about many places throughout Natchez. His greatest legacy, however, is his love of Jesus and the blessings that come from that love, which continue even after his death.

Why The Campaign Is Needed

Medical debt is a leading cause of financial distress and bankruptcy in the United States. Over 100 million Americans, nearly one in three adults, are burdened by medical debt. This overwhelming financial strain not only impacts economic stability but also causes individuals to delay or avoid necessary medical care. In memory of Bessie Chandler and Robert Moss, we aim to tackle this pervasive issue head-on. By purchasing medical debt in large bundles for pennies on the dollar, we can erase an average of $100 of debt for every dollar donated, offering a fresh start to thousands of families. We work with a company named Undue Medical Debt who qualifies individuals for the debt relief based on their income and negotiates the payment for debt relief. We are unable to select recipients or recommend anyone for this program.

What You Can Do To Support The Campaign

We invite you to join us in this endeavor. Your support can directly contribute to freeing individuals from the crippling effects of medical debt in Mississippi and Alabama, allowing them to seek the care they need without the fear of financial ruin. To help eliminate medical debt, you can donate through our campaign page on the Undue Medical Debt website. Additionally, we encourage you to share our message with your networks to amplify our impact. Together, we can follow in the footsteps of Bessie and Robert, transforming compassion into action and making a lasting difference in the lives of many.

For more information on how to contribute or get involved, please visit our campaign on the Undue Medical Debt website. Let’s honor the memory of Bessie and Robert by transforming our communities for the better.

Campaign Support Recipients

Hale County, Alabama

Tuscaloosa County, Alabama

Jefferson County, Alabama

Mississippi

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How Undue Works

Over a hundred million Americans, one in three, struggles with the weight of medical debt.

Who We Help

Debt Resources

You make a donation
- We use data analytics to pinpoint the debt of those most in need: households that earn less than 4x the federal poverty level (varies by state, family size) or whose debts are 5% or more of annual income.
Undue buys medical debt at a steep discount
- We buy debt in bundles, millions of dollars at a time at a fraction of the original cost. This means your donation relieves about 100x its value in medical debt.
Together we wipe out medical debt
- People across the country receive letters that their debt has been erased. They have no tax consequences or penalties to consider. Just like that, they’re free of medical debt.

Frequently Asked Questions

Is my donation tax deductible?

Yes. We are a 501(c)(3) charity and your donation is 100% tax deductible.

Who qualifies for medical debt relief?

When we purchase a portfolio of medical debt, we abolish debt for individuals who:

Earn 4x or below the federal poverty level
Have medical debt that is 5 percent or more of their annual income.

We only buy debt that meets at least one of these criteria.

We never collect on debt we purchase, only relieve it.

Do recipients of debt relief have any adverse consequences?

No. With your help, we abolish medical debt permanently. Recipients have no adverse tax consequences, obligations or strings attached.

Medical debt relief is a gift from a detached and disinterested third party (Undue) as an act of generosity, so relief of the debt does not count as income to the debtor. We will not file a Form 1099-C with the IRS.

Can donors see whose debt is relieved by their donation?

Due to HIPAA laws, Undue Medical Debt cannot disclose the names, contact information or any other specific details of the debt relief beneficiaries.

Can I apply for debt relief?

Undue Medical Debt cannot relieve debt by individual request.

While we would love to help everyone who needs assistance, Undue cannot abolish medical debt for specific individuals. We acquire large, bundled portfolios of debt to help thousands of people at once and we can only erase debts that providers like hospitals and physicians are willing to sell to us.

Because medical debt affects so many people who may not have debt accounts in the portfolios we purchase, we have compiled a list of resources that may be able to help.

About Undue

Undue Medical Debt is a national 501(c)(3) nonprofit which leverages donations to buy large, bundled medical debts at steep discounts, providing immediate, no strings attached relief to financially vulnerable families. On average one dollar donated erases $100 of medical debt. We also help people with medical debt share their stories, which informs our approach to fixing the healthcare system, whether by policy solutions or collaborating with likeminded partners.

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